Equine Personal Liability in Berwick and Bloomsburg, PA

Protection for all of your Equestrian Investments

Horse owners put themselves at risk any time their horse comes into contact with people or property.  Equine-related lawsuits occur as a result of this contact for numerous reasons and are frequent.  At Hartman & Lally Insurers, we understand the risks that horse owners face and know how to protect against these risks using insurance solutions. 

We know that most homeowners policies limit equine liability or eliminate it altogether.  We provide you with opportunities to combine comprehensive equine insurance coverage with your homeowners policy or to develop an independent policy that meets your specific needs and budget. 

Whether you own a horse-related business, are a personal owner, belong to a club, or other, we can help you insure you and others, your business, property, and your horses.


What does a Hartman & Lally Equine Policy cover? 

Most equine insurance policies include a variety of coverage options, including general liability, farms, and riding clubs.  General liability is common to most equine policies, whether they are commercial, personal, or other.  However, in almost all cases, equine liability plans are tailored to individual clients’ needs and circumstances. 

At Hartman & Lally Insurance, we offer a wide variety of coverage options for your equestrian needs.  These include:

  • Equine Mortality
  • Major Medical
  • Loss of Use
  • Infertility
  • General Liability
  • Farm Package
  • Individual Horse Ownership
  • Care, Custody, and Control
  • Riding Clubs Liability
  • Race Horse Owners Liability
  • Umbrella
  • Worker’s Compensation

These options can be combined into single policies.  These policies are easy to obtain and easy to afford if you have the assistance of a trained equine insurance specialist.  Our specialists at Hartman & Lally can help you make the best decisions possible about equine insurance.


Why Hartman & Lally Insurance? 

We have more than three decades of experience protecting equestrian investments and we provide a broad line of equine insurance products.  We work with a vast claims network that includes only ‘A-rated’ carriers to bring you the best combinations of coverage and rates.

Our policies can be stacked, which means that they can be tailored to your specific needs and situations.  We take pride in being compatible with our clients, and it shows not only in our coverage options but in our services as well.  We have quick turnarounds and are available when you need us.  We will consult with you to ensure that you fully understand your risks and how to align coverage options with these risks to create ideal insurance plans. 

Whether you’re insuring a farm, business, livestock, or individual, we can provide the best protection for your investment.

For more information or to learn about your policy options, please contact us today.

Hartman & Lally is proud to provide equine insurance solutions in Berwick, Bloomsburg, Shickshinny, Nescopeck, Benton, and Nanticoke, Pennsylvania and surrounding areas.