WHO NEEDS WHOLE LIFE?

Seniors-    As seniors enter their golden years, their need for larger amounts of life insurance diminsh.  Often times a small burial or final expense policy may be all that is missing from their financial plan.  Because whole life offers lower face amounts, it is the perfect plan to fit their needs.

Young/Mature Adults-  Budgets may be dwindling but the need for life protection is not,.  Whole life is a great alternative policy for  younger or mature adults who may be finding it difficult to invest in a universal life plan, but want the stability of a permanent product that term insurance cannot offer.  Whole life is affordable and is a guaranteed coverage that never ends.  Plus through the Guaranteed Insurability rider, coverage can be increased at various option dates between the ages of 25-40, and at alternative dates when a life changing event occurs, without providing medical evidence.  That protects your  future insurability and offers great peace of mind, because additional coverage will be available, even if your  health status changes. 

Children-No one wants to think about the loss of a child, but if it were to happen many families would be devastated not  only emotionally but financially as well.  A minimial amount of whole life coverage eliminates at least part of the burden.  Plus the low cost pared with the fact that coverage is guaranteed to age 100, makes this plan a perfect gift for your young child. 

Great features of Whole Life Insurance 

Issue ages availabe from 15 days old to age 85 (age at last birthday)

We offer three rate bands, providing even more affordable pricing options.

Coverage is guaranteed to remain level to age 100.

Level premiums are guaranteed for the life of the policy.